Terms of Service
Effective date: October 1, 2026 · Allen Watkins
These Terms of Service ("Terms") govern your use of the website at portagehomeoffers.com and the services offered by Allen Watkins ("Portage," "we," "us," or "our"). By using this website or submitting your information to us, you agree to these Terms and to our Privacy Policy, which is incorporated into these Terms. If you do not agree, please do not use the website.
1. Who We Are
Allen Watkins is a sole proprietor doing business as Portage Home Offers in Indiana, buying residential properties directly from homeowners across Portage and Northwest Indiana. We are a principal buyer. We are not a real estate brokerage, and we are not a law firm, tax advisor, or lender. Nothing on this website is legal, tax, or investment advice.
2. Cash Offer Requests
- Requesting an offer through our website or by phone is free and creates no obligation for you or for us.
- Any offer we present is an invitation to negotiate, not a binding commitment, until both parties sign a written purchase agreement.
- Offers are based on the information you provide and on our review of the property, and may be adjusted if material facts change or differ from what was described.
- You are responsible for the accuracy of the information you submit to us.
3. SMS Text Messaging Terms
Our website form includes one optional consent checkbox for SMS, never pre-checked. If you check it, you agree to receive non-marketing text messages from Allen Watkins at the phone number you provided about your property inquiry, appointment scheduling and reminders, and transaction updates. That checkbox does not authorize marketing texts. No marketing or promotional SMS is sent.
- Consent is not a condition of any purchase or sale, and the checkbox is entirely optional.
- Message frequency varies. Message and data rates may apply; contact your carrier for details.
- Reply STOP at any time to opt out of text messages. We will confirm your opt-out with one final message and then stop.
- Reply HELP for help, or contact us at (219) 307-1159 or allenwatkins@mccolly.com.
- Carriers are not liable for delayed or undelivered messages.
- As stated in our Privacy Policy, your mobile phone number and SMS opt-in data are never shared with third parties or affiliates for their marketing purposes.
4. Acceptable Use
You agree not to misuse this website, including by submitting false information, attempting to interfere with the site's operation, or using the site for any unlawful purpose.
5. Intellectual Property
The content on this website, including text, design, and graphics, belongs to Allen Watkins and may not be copied or reused for commercial purposes without our written permission.
6. Disclaimers
This website and its content are provided "as is" without warranties of any kind, express or implied. We do not guarantee that the website will be uninterrupted or error-free, or that any particular offer amount or closing timeline will be available for your property.
7. Limitation of Liability
To the fullest extent permitted by law, Allen Watkins will not be liable for indirect, incidental, or consequential damages arising from your use of this website. Our total liability for any claim related to the website will not exceed one hundred dollars ($100). This limitation does not apply to obligations under a signed purchase agreement, which is governed by its own terms.
8. Governing Law
These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-law rules. Any dispute arising from these Terms or the website will be resolved in courts of competent jurisdiction.
9. Changes to These Terms
We may update these Terms from time to time. The current version will always be posted on this page with its effective date. Continued use of the website after changes take effect constitutes acceptance of the updated Terms.
10. Contact Us
- Allen Watkins
- 5954 Stone Ave, Portage, IN 46368
- Phone: (219) 307-1159
- Email: allenwatkins@mccolly.com